Credit to image used in pin goes to Courtesey Graphic. – Changes were made to the original image.

Basic necessities and rising costs are the two main things that hinder you whenever you want to save money.

But today we bring 10 painless ways to save money even if you have a fixed income.

And at the end of this month, you’ll feel great. After getting these 10 amazing tips, you’ll undoubtedly start planning what to do with that extra money. Let’s take a look.

Start saving AFTER using coupons.

We are standing in an era of marketing where owners try to attract consumers by giving them attractive discounts. After using coupons and saving a generous amount, immediately transfer (the money you saved after using the coupon) to your savings account.

Side Note: Smart phones make this so much easier!

Set up sub accounts.

You’ll find various banks that give you the ability to set up a sub account. It may slash your fund, but you’ll understand which fund is designated for what. For example, you can classify them as Reunion Trip, New House, Emergency Fund, Christmas, etc.

Remind yourself.

You can totally set up a reminder on your phone, but the best thing you can do is turn your password into a reminder. So for example,  “Jan7@2020”. It’ll keep your password safe as you keep changing it frequently. At the same time, you can stay motivated as it’ll constantly remind you about the due date.

How to earn some extra money.

Surveys are the best way to gain some extra cash. Various online sites are available which gives you cash if you take a survey. You can even win some products. The best thing is you can do it while watching TV or waiting for your laundry.

Cash rewards.

You can get a credit card that offers you a cash reward. Check out the best card at CardRatings.com or NerdWallet. You can use this particular card everywhere like when you’re shopping for groceries. The fund will be automatically transferred to your bank.

Change different unhealthy habits

This one is tough. Do you smoke regularly? Then it’s time to quit. It seems hard, but it’s going to benefit you in so many ways.

Apart from that, if you take your car everywhere, stop doing it. Instead of that start walking. It’s not only good for your pocket but also for your health.

Do this challenge with a friend!

If you really want to achieve certain financial goals, you can request a friend or a relative to join you. You can share your progress through chat or email. The best thing is if you make it a challenge, whoever saves less has to buy something for the other. It’ll motivate you to save even more.

Stop unnecessary purchasing.

It’s time to stop unnecessary purchasing. It’ll lead you nowhere. You can even unsubscribe to all those emails that tempt you to buy something each month.

How to hide your money.

If you are a frequent buyer, you can simply hide your money. But, the question is how you can do it? You can simply do it by creating an account in a bank which is far away from your house. Don’t even get a debit card.

Purchase from a secondary market.

You’ll get the same quality, but at the end of the day, you can save a lot. But how you can do it effectively? For instance, if you buy something and get $20 discount, immediately transfer it to your account. Never use that extra money to purchase something you don’t need. It’s tempting, but you have to avoid it.

Follow these simple tips blindly, and you’ll see the great results soon. Keep in mind that it entirely depends on you. So, never let your mind play with you.